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Review of Online Savings Accounts

I have been looking for a new savings account to move my savings to that has a higher interest rate than my current money market.  I have been looking around and trying to find one that is right for me.  Below is some basic information on some of the more popular online savings accounts.

Current . . . → Read More: Review of Online Savings Accounts

More on this topic (What's this?)
Protecting Yourself from Interest Rate Increases
The low-interest-rate trap
Rule of 72 Revisited
Read more on Interest Rates at Wikinvest

Financial Independence

A lot of people wonder what true financial independence is.  In my definition financial independence is having enough money so that in the event you lose your job you are not worried about being unable to pay your bills.

This can be accomplished various ways.  You can have enough in savings and investments to cover multiple months . . . → Read More: Financial Independence

Dave Ramsey’s baby steps

I have lived in debt ever since I was in college.  Like most people in college I had many expenses and very little income so when I graduated I had $4,000 in credit card debt.  Then I graduated and got my first job three weeks before I got married.  Unfortunately no one told me that when . . . → Read More: Dave Ramsey’s baby steps

Creating a budget in Excel or on paper

I have always kept plenty of money in my accounts and never had a problem with overdrawing checks, but we always seemed to spend every dime we made. As I mentioned previously when my wife lost her job, I set out to do a budget and find out exactly where we were spending our money . . . → Read More: Creating a budget in Excel or on paper

More on this topic (What's this?)
Quick news – August 4 2010
Basics of a Budget
Quick news – August 11 2010
Read more on Budget, Google at Wikinvest

Budget to save and get out of debt

My process into the world of personal finance began a few months ago when my wife lost her job as a teacher. We have both had good jobs throughout our career and made the most of our opportunities, but when she lost her job I felt like we needed to do something. The first think I did was make a budget. . . . → Read More: Budget to save and get out of debt