By Don, on July 5th, 2009%
The unemployment rate hit 9.5% in the month of June. We keep hearing how the government is concerned. Well they should be because over the next two years it is going to get worse. The next shoe to drop on the unemployment front is state and local governments.
State and local revenues are dropping due to the . . . → Read More: The next layoffs will come from state governments
By Don, on April 5th, 2009%
The second largest purchase people make aside from their home is their automobile. The average price of a car sold in the US in 2006 ws $22,651 according to an article by the US Department of Energy. Given the amount of money at stake I thought I would put together things I know about that will . . . → Read More: 8 ways to keep your car running well
By Don, on March 18th, 2009%
A lot of people wonder what true financial independence is. In my definition financial independence is having enough money so that in the event you lose your job you are not worried about being unable to pay your bills.
This can be accomplished various ways. You can have enough in savings and investments to cover multiple months . . . → Read More: Financial Independence
By admin, on March 17th, 2009%
Sorry I have been gone for a few days, but I had some PC issues last week and have finally been able to get the issues worked out.
I hope everyone has been enjoying seeing their 401K and investments come back in the last week. Please use this opportunity to adjust your portfolio a little bit. Right . . . → Read More: Use this rally to take profits
By admin, on February 15th, 2009%
I have always kept plenty of money in my accounts and never had a problem with overdrawing checks, but we always seemed to spend every dime we made. As I mentioned previously when my wife lost her job, I set out to do a budget and find out exactly where we were spending our money . . . → Read More: Creating a budget in Excel or on paper
By admin, on January 30th, 2009%
My process into the world of personal finance began a few months ago when my wife lost her job as a teacher. We have both had good jobs throughout our career and made the most of our opportunities, but when she lost her job I felt like we needed to do something. The first think I did was make a budget. . . . → Read More: Budget to save and get out of debt
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